Open Enrollment Begins Monday, November 4 and Ends Friday, November 15

This year’s open enrollment will have an Active Enrollment for health, HSA, and FSA benefits.  All employees MUST enroll or waive these benefit elections.

Dental, vision, and voluntary benefits will remain a Passive Enrollment, where current selections will automatically roll over unless changes are made.

  • New health insurance carrier will be Auxiant, which utilizes the Aetna Network.
  • New pharmacy provider will be SmithRx.
  • New for 2025, nbkc bank is offering an enhanced HDHP for employee only at NO COST.  To see all the plan premium rates, click here for the rate summary.
  • Depending on the plan you choose, you will notice a slight increase/decrease in the Health Insurance monthly rates. Click here for the rate summary.
  • The Annual Limits for the HSA accounts have increased to $4,300 single and $8,550 family (still a $1,000 catch up if you are age 55+)
  • The Annual Limits for the Medical FSA and Limited FSA accounts have increased to $3,300
  • Click here for a plan calculator to help you calculate your potential spend & savings.
  • Open Enrollment is November 4th thru November 15th
  • Benefits take effect on January 1, 2025, and will remain in effect until December 31, 2025, unless you have a qualifying life event.
  • MUST enroll/waive the Medical Coverage, Health Savings Account, Medical FSA, Dependent Care FSA and/or Limited Purpose FSA.
  • Missed the Voluntary Benefits last year? You can enroll in the Accident, Critical Illness and/or Hospital Indemnity Plans. Click here to see all the details.
  • Don’t have a beneficiary selected for your group term life and/or voluntary life policies?  Add a beneficiary in ADP.
  • Haven’t used your $250 wellness@nbkc benefit? Make sure you do so by December 31, 2024.
Group Meetings
  • Tuesday, October 29, 9am-10am
  • Thursday, October 31, 9am-10am
  • Tuesday, November 5, 2pm-3pm
  • Thursday, November 7, 10:30am-11:30am

Click Here to schedule the meeting that works best for you.

One-On-One Meeting

Click Here to schedule a one-on-one meeting to get your questions answered.

Enroll Now

You must enroll/re-enroll in the Medical, Health Savings Account, Medical FSA, Dependent Care FSA and/or Limited Purpose FSA. Click Here to Enroll Now

What Happens If I Miss Open Enrollment?

You can only make benefit changes during the annual open enrollment period unless you experience a qualifying life event, such as:

      • Marriage or divorce
      • Birth or adoption
      • Any changes in eligibility to you and/or your dependents

The above qualifying events must be reported within 30 days to make benefit changes mid-year.

Open Enrollment Ends Friday, November 15

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