Open Enrollment

Open Enrollment Begins Tuesday, October 14 and Ends Friday, October 24

This year’s open enrollment will have an Active Enrollment for HSA and FSA benefits. You must elect or re-enroll if you wish to have coverage in 2026.

Health, dental, vision and voluntary benefits will remain a Passive Enrollment, where current selections will automatically roll over unless changes are made.

What's New For 2026

  • Depending on the plan you choose, you will notice a slight increase in the Health and Dental Insurance monthly rates.   Click here for the rate summary.
  • The Annual Limits for the HSA accounts have increased to $4,400 single and $8,750 family (still a $1,000 catch up if you are age 55+)
  • The Annual Limits for the Medical FSA and Limited FSA accounts have increased to $3,400. The Annual Limit for the Dependent Care FSA has increased to $7,500.
  • Click here for a plan calculator to help you calculate your potential spend & savings.

Benefit Reminders

  • Open Enrollment is October 14th thru October 24th
  • Benefits take effect on January 1, 2026, and will remain in effect until December 31, 2026, unless you have a qualifying life event.
  • MUST enroll/re-enroll in the Health Savings Account, Medical FSA, Dependent Care FSA and/or Limited Purpose FSA.
  • Missed the Voluntary Benefits last year? You can enroll in the Accident, Critical Illness and/or Hospital Indemnity Plans. Click here to see all the details.
  • Don’t have a beneficiary selected for your group term life and/or voluntary life policies?  Add a beneficiary in ADP.
  • Haven’t used your $250 wellness@nbkc benefit? Make sure you do so by December 31, 2025.

Next Steps

Group Meetings

Tuesday, October 14th – 10am-11am

Tuesday, October 14th – 1:30pm-2:30pm

Available in-person and virtually

Sign up for a session here

 

One-On-One Meeting

Click Here to schedule a one-on-one meeting to get your questions answered.

Enroll Now

You must enroll/re-enroll in the Health Savings Account, Medical FSA, Dependent Care FSA and/or Limited Purpose FSA.

Click Here to Enroll Now

You Have Questions?

YourHR Assistant Has Answers.

From “What’s covered under my health plan?” to “How do I add a dependent?”—YourHR Assistant is here 24/7 to help.

This AI-powered chat tool lives right here, offering instant, reliable answers to your most common (and uncommon) questions. No waiting. No hunting through documents. Just clear, personalized guidance when you need it. Whether you’re comparing plans, checking your PTO balance, or tracking down a form, YourHR Assistant makes it easy. Just click the icon in the lower right corner to start. It’s like having your own HR expert, always on call.

Open Enrollment Ends Friday, October 24

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