2026 Vision

nbkc bank offers vision benefits through Surency. The chart below provides a high-level look at the amounts you pay when visiting in-network providers. Please refer to full plan descriptions for greater detail.

Type Of Service	In-Network	Out-Of-Network
Diagnostic & Preventive
Exam	Every Calendar Year	Every Calendar Year
Lenses or Contact Lenses	Every Calendar Year	Every Calendar Year
Frames	Every Other Calendar Year	Every Other Calendar Year
Exams
Routine Eye Exam	$10 copay	$35 reimbursement
Standard Contact Lens Fitting	$40 fee	Not covered
Premium Contact Lens Fitting	90% of retail cost	Not covered
Standard Plastic Lenses
Single Vision	$25 copay	$25
Bifocal	$25 copay	$40
Trifocal	$25 copay	$55
Lenticular	$25 copay	$55
Frames	$160 allowance 20% off amount over allowance	$65 reimbursement
Contact Lenses (in lieu of glasses)
Elective	$160 allowance 15% off amount over allowance	$100 reimbursement
Medically Necessary	$0 copay	$200 reimbursement
Additional Lens Options
UV Coating, Tint, Scratch-Resistance, Anti- reflective coating, Standard Polycarbonate	Fee varies from $15-$45	Not covered

Monthly Employee Cost
Employee Only	$5.35
Employee + Spouse	$10.16
Employee + Child(ren)	$10.70
Family	$15.72

Additional Discounts

nbkc bank members can also take advantage of the following additional in-network discounts under the Surency Vision plan:

- Up to 40% discount off of additional pairs of eyeglasses or prescription sunglasses after the plan allowances have been exhausted.
- Up to 20% discount off of non-covered items such as cleaning cloths and contact lens solution.
- 15% off retail price of LASK Vision Correction
- 40% off Hearing Discount; hearing exams at a low price
- Discounted fee of $39 for retinal imaging.